Fair Credit Reporting Act
http://dbpedia.org/resource/Fair_Credit_Reporting_Act an entity of type: Thing
The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq, is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports. To that end, the FCRA regulates the collection, dissemination, and use of consumer information, including consumer credit information. Together with the Fair Debt Collection Practices Act (FDCPA), the FCRA forms the foundation of consumer rights law in the United States. It was originally passed in 1970, and is enforced by the U.S. Federal Trade Commission, the Consumer Financial Protection Bureau and private litigants.
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Fair Credit Reporting Act
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787012
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1117646604
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12
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15
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91
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aka 84 Stat. 1127
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1970-10-26
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House
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House
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1970-05-25
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302
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Fair Credit Reporting Act
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1970-10-26
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91.0
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The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq, is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports. To that end, the FCRA regulates the collection, dissemination, and use of consumer information, including consumer credit information. Together with the Fair Debt Collection Practices Act (FDCPA), the FCRA forms the foundation of consumer rights law in the United States. It was originally passed in 1970, and is enforced by the U.S. Federal Trade Commission, the Consumer Financial Protection Bureau and private litigants.
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An Act to amend the Federal Deposit Insurance Act to require insured banks to maintain certain records, to require that certain transactions in U.S. currency be reported to the Department of the Treasury, and for other purposes.
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Consumer Credit
Reporting
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Consumer Credit Protection Act Amendment
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Credit Reporting Agencies
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§ 1681 et seq.
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§§ 1830-1831
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19861